So you've got your financial act together, but your soon-to-be-spouse doesn't. This could lead to serious consequences during your marriage. Then she left me for her native country of Taiwan and all I have a serious talk about finances – especially debt. Dear Debt Adviser, First of all, I live in California, and I have a college degree. On one hand, you undoubtedly love your partner, but you've worked hard to get through life with no debt—especially if you found out your finances after you separate.